Dental Insurance
Please ensure that our front desk has your insurance information before your first appointment (this information is required on our new patient forms). If you have difficulty finding this information, call us at 604-985-7032, and we will gladly assist.
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Once we have your insurance information, we will submit the pre-authorizations for any treatment and let you know how much your insurance reimbursement will be. ​
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Some Facts and Information Regarding Dental Insurance:
While the roles you and your dentist play in maintaining your oral health are easy to understand, the role of dental benefits is sometimes unclear. Insurance industry jargon used to describe your benefits often blurs the actual terms of coverage. We encourage you to be informed on how your dental benefit plans work so that you can make the most of your coverage.
Although dental insurance plans greatly promote dental care, their individual policies have many limitations and restrictions.
We can submit predetermination requests for the proposed dental treatment to your insurance company so you know the extent of your coverage. Your dental insurance is based upon a contract made between your employer and an insurance company. Some insurance companies only communicate with you for privacy concerns. In those situations, should questions arise regarding your dental insurance benefits, it is best for you to contact your employer or insurance company directly.
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Dental benefit plans help you pay for certain kinds of dental care. Your dental care decisions should consider more than just what is covered. Your dental health needs can only be determined by you through consultation with your personal dentist. Good dental care is your right and can best be attained by understanding your specific dental needs and how your dental benefits plan relates to them.
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Dental insurance benefits differ greatly from general health insurance benefits. Unfortunately, the dental insurance limit has not changed or, in some situations, decreased considerably from a decade ago. Many insurance companies only impose a limit of $500-$1500 per year. Considering the inflation rate and increased cost of dental materials as well as labour and dental laboratories, most insurance limits are inadequate for even basic treatments. You probably witnessed that premiums have increased, but your benefits have not or, in some cases, decreased. Therefore, dental insurance is not a pay-all but only an aid.
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Canadian Dental Care Plan:
The Candian Dental Care Plan (CDCP) is a new federal program that provides limited dental coverage for certain Canadians without any dental benefits. Please visit this page at the Canadian Dental Association to learn more information.